Key points:
Best Private Student Loan
- Must have a cosigner that is a U.S. citizen or permanent resident
- Must have a U.S. Social Security number as a borrow
- You choose your repayment plan and term
Brief Description:
College Ave is a financial institution located in Wilmington, Delaware, that provides various types of student loans to a variety of borrowers, including undergraduates, graduates, parents, and those seeking career training. College Ave will make loans available to international students who meet the requirements of having a U.S. Social Security number and a U.S. cosigner.
Paying for undergraduate or graduate studies, master’s degree programs, medical school, dental school, or law school can all be accomplished with the assistance of student loans. The loan terms offered by College Ave range from five to fifteen years, and the company provides a number of different repayment options, such as interest-only payments, deferred payments, and flat payments.
Loans can cover up to one hundred percent of the total amount that the school recognizes as the cost of attendance.
College Ave International student loans for Undergraduates
After looking at the loans provided by all of our partner lenders, it was determined that the loan provided by College Ave to undergraduate students was the most beneficial overall. In our analysis, we took a number of factors into consideration, such as interest rates, loan repayment terms, loan amounts, and more.
| Fixed rates (APR) | 3.99% – 14.96% |
| Variable rates (APR) | 3.24% – 14.86% |
| Rate discount | 0.25% for automatic payments |
| Loan amounts | $1,000 – total cost of attendance |
| Repayment terms | 5, 8, 10, or 15 years |
| In-school repayment | Full, interest-only, flat $25, or deferred |
| Grace period | 6 months |
| Fees | Late payment fee |
Bottom line
Because College Ave loans have interest rates that are among the lowest in the industry and do not charge any fees, the company is among the most reputable private student loan and refinance lenders. The majority of reviews for College Ave student loans on Trustpilot are positive, indicating that customers, both current and former, have, on the whole, a positive experience working with the company.
It also appears to care about providing good customer service; all of the complaints that were filed with the Better Business Bureau were responded to, and all of the customers, with the exception of one, were pleased with the resolution.
COMPANY OVERVIEW
- Official Website: https://www.collegeavestudentloans.com/
- Loans Offered: Undergraduate, Graduate, International, Refinanced, parents, Career loans
- Customer Service: 24/7 online or by phone: TEXT US : 855-910-0510
- Address: College Ave Student Loans 233 N. King Street, Suite 400 Wilmington, DE 19801